Dental Insurance and Financing

Your dental health is an essential part of your overall health. Our team at Hubbard Dental wants to ensure that finances are never a roadblock to treatment. We provide several financing options and we bill to most insurance companies

Dental Insurance

Our office staff is here to assist you in filing your insurance claims to rest easy that it is done correctly. At Hubbard Dental, we will work with most insurance companies. So give our office a call today to find out more.

Senior Citizen Discount

Hubbard Dental is happy to offer a senior citizens discount of 5% off all treatment for patients over 70. Our team understands how essential it is for seniors to have access to affordable and high-quality dental care.

Payment Options

Even with dental insurance, the cost of procedures and treatments can often be expensive for many patients. If you require dental care but are worried about the price, there are several payment options available for you.

HSA Payments

Feel free to use your health savings account to help pay for your dental procedures.

Care Credit 

At Hubbard Dental, we proudly offer third-party financing through Care Credit. With financing, you can get treatment right away even if you don’t have the total balance upfront. There are no application fees or annual fees, and most approvals are done instantly.

  • If you are eligible for Care Credit, they can offer you short-term payment plans for 6-24 months.
  • If balances are paid in full within the agreed period, payments can be interest-free.
  • For patients looking to space out their payments over a longer time, Care Credit allows you to finance dental costs over five years at a low-interest rate.

Ask one of our team members about Care Credit at your next visit to see if you qualify.

Credit Cards Accepted

Hubbard Dental currently accepts these major credit cards: Discover, American Express, Mastercard, and Visa.

Hubbard Dental also accepts personal checks, cash, and debit card.

Insurance and Financing FAQs

My insurance does not cover 100% of my dental work. What do I owe?

Many insurances only pay for 50-70% of your dental bill. If you are paying out-of-pocket, we can ensure you get accurate coverage estimates, and help you find a lay-away plan to save for the procedure. 

What is Care Credit?

Care Credit is a third-party credit card company that offers no-interest or low-interest payment plans for procedures not typically covered by insurance companies. They also offer special promotions and incentives, such as six months interest-free for paying your bill in full.

Can I use my debit/credit cards to make payments?

Yes, you can! We accept all major cards, including debit cards.

Is Care Credit suitable for me?

Care Credit offers several payment options to help patients receive the dental treatment they need without delaying it because of financing concerns. If you wish to see if you qualify for Care Credit, a team member will be happy to assist you during your next visit.

Do I have to pay interest on finance plans?

Care Credit offers patients the option of an interest-free payment plan, depending on when exactly their balance is paid off after treatment. For example, if you can pay off your bill in full within six months, no interest will be charged.